By law, credit unions are required to have a defined field of membership, and only members may access the credit union’s services. Freedom First’s charter is community-based. We invite any person, business, or legal entity who lives, works (or regularly conducts business in), worships, or attends school in our service area to open an account today.

- Albemarle County
 - Alleghany County
 - Amherst County
 - Appomattox County
 - Augusta County
 - Bath County
 - Bedford County
 - Bland County
 - Botetourt County
 - Buckingham County
 - Buena Vista City
 - Parts of Campbell County
 - Parts of Charlotte County
 - Charlottesville City
 - Covington City
 - Craig County
 - Floyd County
 - Franklin County
 - Giles County
 - Highland County
 - Lexington City
 - Lynchburg City
 - Montgomery County
 - Nelson County
 - Parts of Patrick County
 - Pulaski County
 - Radford City
 - Roanoke City
 - Roanoke County
 - Rockbridge County
 - Salem City
 - Staunton City
 - Waynesboro City